College vs Retirement

One of the most challenging decisions that parents have to make is the allocation of their savings dollars to various long-term priorities and goals.  When I meet with young couples, the first order of business is making sure that their is a cash savings account (with at least 6 months of living expenses) and a [...]

By |2018-11-27T11:51:42-06:00November 27th, 2018|Asset Management|Comments Off on College vs Retirement

Driverless Cars = More Sex in Cars

According to research just published in the Annals of Tourism Research, people will now be able to "eat, sleep, and engage in on the road hanky panky" once autonomous cars become the new normal.  Maybe the lure of rolling romance will be enough for people to put away their cell phones for awhile.  To read [...]

By |2024-04-23T15:53:47-05:00November 13th, 2018|Technology|Comments Off on Driverless Cars = More Sex in Cars

Women Face More Risk in Retirement

Over the years, I've come across many individuals and families that have neglected to create a financial plan for many convenient reasons.  Lack of time; lack of resources or simply thinking that retirement is so far off that they won't have to worry about it until much later.  While studies have shown that both men [...]

By |2018-10-16T22:57:02-05:00October 16th, 2018|Asset Management, Insurance|Comments Off on Women Face More Risk in Retirement

Don’t Follow The Herd Into Hot ETFs!

  One of the major reasons that retail investor portfolios under-perform the market is because they too often chase performance.  Whether it's real estate, stocks, mutual funds or exchange traded funds (ETFs), retail investors just can't help themselves when it comes to purchasing securities that have had a significant run-up in value.  And it's not [...]

By |2018-10-09T06:32:20-05:00October 8th, 2018|Asset Management|Comments Off on Don’t Follow The Herd Into Hot ETFs!

Selecting Stocks and NFL Players: NFL Exec’s Technique Works For Both

Making choices between competing alternatives always involves a thorough research process which begins by collecting multiple data points and then carefully evaluating and assessing the information.  Whether it's buying a house, a car or picking stocks, the same analytical process can help consumers and investors make the right choice.  And according to Michael Lombardi, a [...]

By |2018-10-03T09:23:17-05:00October 3rd, 2018|Asset Management|Comments Off on Selecting Stocks and NFL Players: NFL Exec’s Technique Works For Both

Social InSecurity

According to a recent report by the Wharton School of Business at the University of Pennsylvania, the financial state of the Social Security program is worse than the government says it is.   This should not be a surprise, as government forecasts for future spending needs are often underestimated.  The Wharton report believes the government is [...]

By |2018-08-20T10:39:08-05:00August 20th, 2018|Asset Management|Comments Off on Social InSecurity

Don’t Fear the Bear

I've read several articles lately that are predicting an upcoming recession based on one or more of the following: current trade spats; a flattening yield curve; over-valued stocks; global political turmoil; increasing corporate debt and tightening of monetary policy by the Fed.  They could be right, but most often they're wrong.  In any event, don't [...]

By |2018-07-17T18:25:17-05:00July 17th, 2018|Asset Management|Comments Off on Don’t Fear the Bear

Avista Mid-Year Market Review

At this time last year, the equity markets were enjoying a wave of enthusiasm spurred on by resurgent economic growth and corporate profits.  The S&P cruised to a gain of 7%, on it's way to a 20% annual return.  The Nasdaq jumped 11% by the midway point of 2017 and finished the year up nearly [...]

By |2018-07-12T10:43:55-05:00July 12th, 2018|Asset Management|Comments Off on Avista Mid-Year Market Review

Capital Markets Work!

In my nearly 10 years of managing money for investors, I've come across many people who are too afraid to put their money into the stock market.  Unless your parents have left you a huge trust fund, or you can sing like Adele or dunk like LeBron; you really don't have a choice.  Putting your [...]

By |2018-07-03T08:43:57-05:00July 3rd, 2018|Asset Management|Comments Off on Capital Markets Work!

Why Life Seems Faster

Does it seem like everything moves much faster today?  Maybe because it really is.  Check out this chart showing the speed of adoption of new innovations in the U.S. since the 1900s...    The implications for investors are many, but especially the decision to invest in either "value" or "growth" stocks. 

By |2018-06-26T13:30:37-05:00June 26th, 2018|Technology|Comments Off on Why Life Seems Faster
Go to Top